Use Our App to Access Multiple RTP® Accounts with One Login
One Login for All Your RTP® Bank Accounts
Manage Multiple Real-Time Payments (RTP®) Accounts with One Login
Managing multiple bank accounts across different financial institutions can be overwhelming, especially when tracking transactions and ensuring seamless payments. Real-Time Payments (RTP®) revolutionizes banking by allowing instant, secure, and round-the-clock fund transfers. With TodayPayments.com, businesses can now consolidate and access multiple RTP® accounts at different banks and credit unions using just one login name and password.
Instead of dealing with complex banking details, RTP® allows transactions using a recipient’s mobile phone number or email address, making payments fast, efficient, and highly secure. Whether for business transactions, supplier payments, or customer refunds, TodayPayments.com simplifies how you manage real-time payments.
Step-by-Step Guide for U.S. Merchants to Access Multiple RTP® Accounts
Use Our App to Access Multiple RTP® Accounts with One Login
One Login for All Your RTP® Bank Accounts
Managing multiple RTP® accounts across different banks no longer requires juggling multiple logins. With our app, users can securely access all RTP® accounts with a single username and password, eliminating the need to log in to multiple banking platforms.
Send and Receive Payments Using Only a Phone Number or Email
RTP® transactions do not require complex banking details. Businesses can send and receive instant payments using just a recipient’s mobile number or email address, making transactions simpler and more secure.
Access Multiple Banks and Credit Unions in One Dashboard
Our platform integrates with multiple banks and credit unions across all 50 states, allowing businesses to consolidate their financial accounts and manage payments seamlessly from a single dashboard.
Comprehensive RTP® Merchant Services by TodayPayments.com
Dual RTP® and FedNow® Merchant Accounts
We offer merchant accounts for both RTP® and FedNow®, ensuring businesses have access to instant transactions across multiple financial networks. Unlike traditional banks, we provide seamless multi-network support to optimize payment processing.
Enroll Multiple RTP® Accounts Across Banks
Businesses managing multiple financial relationships can enroll their RTP® accounts under one streamlined platform, ensuring greater control over transactions.
Hosted Payment Pages for Request for Payments (RfP)
Merchants can create customized hosted payment pages to send Request for Payment (RfP) invoices to customers via mobile, email, or SMS, ensuring a smooth and professional payment process.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
With automated real-time reconciliation, businesses can track RTP® transactions accurately, monitor cash flow, and ensure error-free financial reporting.
Step-by-Step Guide for U.S. Merchants to Access Multiple RTP® Accounts
✅ Sign up online at
TodayPayments.com – no in-person bank visits required
✅ Register your mobile phone number or email as an
alias for RTP® transactions
✅ Link multiple
RTP® accounts across different banks and credit unions
✅ Use a single login and password to manage all
accounts
✅ Integrate RTP® transactions with
QuickBooks® QBO for seamless reconciliation
✅
Start accepting RTP® payments via mobile, email, and SMS
instantly
Key Benefits of Using TodayPayments.com for RTP® Account Management
Lower Transaction Costs – Avoid Credit Card Fees
RTP® eliminates the need for costly credit card processing fees. Businesses can save on interchange fees, chargebacks, and PCI compliance costs.
⚡ Instant Transactions and Better Cash Flow
With 24/7/365 availability, RTP® ensures immediate transactions, helping businesses maintain better liquidity and efficient cash flow management.
100% Online Application – No Need to Visit a Bank
Users can apply for RTP® accounts and merchant services entirely online, making the process fast, secure, and convenient.
Secure Transactions Using Alias-Based Processing
Instead of traditional banking details, RTP® payments are processed using phone numbers or email addresses, reducing fraud risks and enhancing transaction security.
Multiple MIDs for Business Payment Organization
Businesses can assign unique Merchant Identification Numbers (MIDs) for different departments, store locations, or subsidiaries, ensuring better financial tracking.
24/7/365 Payment Processing – No Downtime
Unlike traditional banking, RTP® operates 24/7, including weekends and holidays, ensuring that businesses never experience payment delays.
Industries That Benefit Most from Multi-Account RTP® Access
Retail & E-Commerce
Instant RTP® payments improve checkout speed and conversion rates, leading to higher customer satisfaction and sales performance.
Business-to-Business (B2B) Payments
Businesses can settle supplier and vendor invoices instantly, eliminating late payment fees and cash flow disruptions.
Subscription & Membership-Based Services
RTP® supports automated recurring payments, reducing the risk of failed transactions and customer churn.
Freelancers & Gig Economy
Independent contractors and freelancers can receive payments instantly, bypassing the long delays associated with ACH and wire transfers.
High-Risk Businesses
Industries that struggle with traditional payment restrictions can use RTP® to ensure seamless transactions without the hurdles of banking limitations.
Simplify Your RTP® Payments with TodayPayments.com
Managing multiple RTP® accounts across different banks and credit unions has never been easier. With one login and password, businesses can:
✔️ Access all RTP® accounts
in one secure place
✔️ Send and receive
payments instantly using a phone number or email
✔️
Reduce transaction costs compared to traditional payment
methods
✔️ Automate reconciliation with
QuickBooks® QBO integration
✔️ Sign up
online and start processing RTP® payments today
Start today with TodayPayments.com and streamline your real-time payment experience!
Creation Request for Payment Bank File
Enhance Your FedNow Multiple Banks using Real-Time Payments Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH
and Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Contact Us for Request For Payment payment processing
