Use Our App to Access Multiple FedNow® Accounts with One Login
One Login for All Your FedNow® Bank Accounts
Simplify Your FedNow® Transactions with One
Login for Multiple Banks and Credit Unions
Managing multiple bank accounts across
different financial institutions can be challenging, especially when
it comes to accessing funds, making transfers, and ensuring smooth
transactions. With FedNow®, businesses and individuals can
send and receive payments instantly using just a mobile phone
number or email address instead of traditional banking details.
TodayPayments.com makes this even easier by offering a single login solution, allowing users to manage multiple FedNow® accounts from different banks and credit unions in one place. Instead of remembering multiple credentials, businesses can now access all their financial accounts securely and seamlessly with just one username and password.
Through our online application, there’s no need to visit a bank physically to enroll in FedNow®. Whether you’re a sole proprietor, small business, or large enterprise, our fintech platform provides multi-bank integration, merchant services, and QuickBooks® QBO compatibility, making real-time payments faster, safer, and more efficient.
Send and Receive Payments Using Only a Phone Number or Email
📌 Use Our App to Access Multiple FedNow® Accounts with One Login
🔑 One Login for All Your FedNow® Bank Accounts
Managing multiple bank accounts across different financial institutions no longer requires juggling numerous logins. Our app provides a single sign-on experience, allowing you to access all your FedNow® accounts securely with just one username and password.
📱 Send and Receive Payments Using Only a Phone Number or Email
With FedNow®, there’s no need to memorize complex account numbers. Simply use the recipient’s mobile phone number or email address to send or receive payments instantly. If you have multiple accounts, you can move funds between them effortlessly using the same simple process.
🏦 Access Multiple Banks and Credit Unions in One Dashboard
Our platform integrates with multiple banks and credit unions nationwide, ensuring that you can manage all your accounts in one centralized location. Whether your business operates across multiple financial institutions or you have personal and business accounts, our all-in-one interface keeps everything organized.
🔄 Comprehensive FedNow® Merchant Services by TodayPayments.com
💳 Dual FedNow® and RTP® Merchant Accounts
We provide merchant accounts for both FedNow® and Real-Time Payments (RTP®), ensuring that businesses can process instant transactions across multiple payment networks. Unlike traditional banks, we offer seamless multi-network support for a better payment experience.
🏢 Enroll Multiple FedNow® Accounts Across Banks
Whether you’re an individual with accounts at multiple banks or a business managing funds across several financial institutions, our service allows you to consolidate your banking information and access all your accounts from one place.
📩 Hosted Payment Pages for Request for Payments (RfP)
Our platform includes customized hosted payment pages, allowing merchants to send Request for Payment (RfP) invoices to customers via mobile, email, or SMS. These invoices comply with ISO 20022 messaging standards, making payments more streamlined and efficient.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
Businesses can take advantage of our free real-time bank reconciliation service, making it easier for finance teams to monitor cash flow, track transactions, and eliminate errors.
📜 Step-by-Step Guide for U.S. Merchants to Access Multiple FedNow® Accounts
✅ Sign up online at
TodayPayments.com – no bank visits required
✅
Register your phone number or email as an alias for
transactions
✅ Link multiple FedNow®
accounts across different financial institutions
✅
Use one login and password to manage all accounts securely
✅ Integrate FedNow® payments with QuickBooks® QBO
for automated reconciliation
✅ Start
accepting FedNow® payments via mobile, email, and SMS instantly
💡 Key Benefits of Using TodayPayments.com for FedNow® Account Management
💰 Lower Transaction Costs and No Credit Card Fees
FedNow® eliminates the need for credit card processing fees, chargebacks, and PCI compliance costs, making it a cost-effective alternative for businesses.
⚡ Instant Payments and Better Cash Flow
With 24/7/365 availability, FedNow® ensures instant transactions, helping businesses maintain better liquidity and cash flow management.
📄 100% Online Application – No Need to Visit a Bank
Users can apply for FedNow® accounts and merchant services entirely online, making the process quick, easy, and hassle-free.
🔒 Secure Transactions Using Alias-Based Processing
By allowing payments via phone numbers or email addresses, FedNow® eliminates the need to share full banking details, reducing fraud risks and increasing transaction security.
📢 Multiple MIDs for Business Payment Organization
Businesses can assign different Merchant Identification Numbers (MIDs) to various departments, locations, or subsidiaries, ensuring better transaction tracking and reporting.
🕒 24/7/365 Payment Processing – No Downtime
FedNow® enables continuous transactions, allowing businesses to send and receive payments anytime, including weekends and holidays.
📌 Industries That Benefit Most from Multi-Account FedNow® Access
🛒 Retail & E-Commerce
Instant FedNow® payments reduce checkout friction and increase sales conversions, making it an ideal solution for online businesses.
🏢 Business-to-Business (B2B) Payments
Companies can pay vendors and suppliers instantly, reducing late fees and transaction delays associated with traditional wire transfers.
🔁 Subscription & Membership-Based Services
FedNow® supports automated recurring payments, reducing billing issues and improving retention rates.
🧑💻 Freelancers & Gig Economy
Independent contractors and gig workers can receive payments instantly, avoiding long processing times with traditional payroll or ACH deposits.
🚀 High-Risk Businesses
Industries that struggle with payment restrictions or chargebacks can use FedNow® to bypass traditional banking limitations and ensure seamless transactions.
🚀 Streamline Your FedNow® Payments with TodayPayments.com
Managing multiple FedNow® accounts across different banks and credit unions has never been easier. With one login and password, businesses can:
✔️ Access all FedNow® accounts
in one secure place
✔️ Send and receive payments
instantly with just a phone number or email
✔️
Lower transaction costs compared to traditional payment methods
✔️ Automate reconciliation with QuickBooks® QBO
integration
✔️ Sign up online and start processing
FedNow® payments today
Get started with TodayPayments.com and take full control of your FedNow® accounts effortlessly!
Creation Request for Payment Bank File
Enhance Your FedNow Multiple Banks Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.
Contact Us for FedNow Multiple Banks payment processing pricing
